Critical Illness

You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.

A lump-sum benefit is payable for an insured person diagnosed with the Critical Illnesses listed in the benefit summary, after any applicable waiting periods or pre-existing condition limitations. For some Critical Illnesses 100% of the benefit amount is payable, and for others it is a percentage.